There are a million budgeting apps available for iOS. Most of them are way over-designed for my purposes. I basically gave up on finding one for the phone after testing out Mint, Quicken, YNAB, etc... they were all just too much. What I wanted was simply this: when I spend some money, I want to be able to, VERY quickly, punch in how much and roughly on what. And I want to be able to view those entries grouped by day, week, and, most importantly, monthly.
I don't want to have to view and then cross-tabulate the five different accounts spending can occur in.
I don't want pie charts, graphs, or to be flooded with data.
I want to be able to input a spending event VERY VERY QUICKLY. This is the most important part.
None of the apps out there did all of this well, if at all. So I gave up on it entirely for a while until I happened across this article by Federico Viticci, a hardcore iOS nerd whose work and reviews I've respected for years. In it, he explains why he loves and how he uses Next, a simple iOS budgeting app. His review sounded like exactly what I was looking for, so I grabbed the app.
It is exactly what I've been looking for.
This is the screen that greets you when you open the app. It's a bunch of easy-to-parse icons defining categories. The ones in blue are ones you've added spending for before. The darker the blue, the more money you've spent on that type of thing.
Simply tap an icon, punch in the amount and tap the checkmark key and you're done. Takes two seconds.
Wanna see how much you've spent in the last day/week/month/year? Swipe right and choose:
Tap on any category to see a trend line over the time period chosen (so, day over day, week over week, etc.):
Swipe to the rightmost screen to see a daily breakdown of every charge you've entered grouped by day instead of by kind (like the other screen does):
None of this is like "awesome new exciting!" but I've been surprised at how hard it's been to find an app that does this well. The key need for me here is quickness; if there's any friction at all in using an app like this, I know I'll stop using it in short order. And that sucks. But Next just gets out of the way. I can order coffee and quickly enter how much that run cost without pissing off the person behind me in line in the drive-thru. It takes literally about 3 seconds from grabbing my phone to having entered the data and done.
I don't use this feature because it would slow me down too much, but if you want to enter a note on any entry to describe what it was or whatever, you can. I find that just tapping a category icon for each entry gives me all of the detail I need.
So, bravo to the fine Germans at "no identity gmbh" for making Next, which does everything I want it to and does it exactly how I want it done.